Southern Hillsborough · FL-14
Apollo Beach, Florida
in Florida's 14th Congressional District
Apollo Beach is a waterfront community on Tampa Bay — family neighborhoods, growing retiree population, and a coastal lifestyle that defines southern Hillsborough.
What makes Apollo Beach home.
Apollo Beach sits on Tampa Bay south of Tampa proper, a planned community with a network of canals, waterfront homes, and a growing population of families and retirees drawn by the coastal lifestyle. The Apollo Beach Nature Preserve, the local marinas, and the boating culture along the bay shape the daily rhythm of the community.
Apollo Beach has grown rapidly over the last decade, but it has retained a distinct waterfront character that distinguishes it from inland southern Hillsborough. The mix of established residents, young families, and seniors creates a community where the schools, the church communities, and the small businesses all know each other.
Like every coastal Florida community, Apollo Beach is on the front line of the homeowners insurance crisis. Residents who chose this community for its lifestyle are being squeezed by premium increases that show no sign of slowing — and they are watching Washington do nothing about it.
What Apollo Beach needs from Washington.
Apollo Beach families have real, practical stakes in what Congress does — and what it stops doing. These are the federal priorities John Peters will fight for on behalf of Apollo Beach:
- → Property insurance reform — Apollo Beach coastal homeowners face the steepest premium spirals in FL-14
- → Federal flood-insurance and coastal-resilience programs that protect homeowners without inflating costs
- → Federal tax policy that protects coastal property values and family deductions
- → I-75 / U.S. 41 federal-aid highway funding for capacity through southern Hillsborough
- → Tort reform to bring down Florida's lawsuit-driven insurance market
Meet John
John Peters in Apollo Beach.
John Peters regularly visits Apollo Beach as part of his weekly travels through southern Hillsborough. He has met with Apollo Beach homeowners, small business owners, and seniors over the years to understand the realities of coastal living in 2026 — including the premium pressure that is forcing many longtime residents to rethink whether they can stay in the homes they have built.
The Incumbent
Castor's record on what matters in Apollo Beach.
Apollo Beach families face one of the most urgent issues in FL-14 — the runaway cost of homeowners insurance — and Kathy Castor's eighteen-year record reflects no federal action that has actually brought premiums down. After nine terms, Apollo Beach deserves a representative who treats Florida's insurance crisis as the daily, kitchen-table emergency it has become.
See Castor's record →Issues that matter to Apollo Beach
Lowering Insurance Costs
Tort reform and real competition to bring down homeowners and auto premiums.
Fiscal Responsibility & Balanced Budget
A Balanced Budget Amendment to stop Washington from spending more than it takes in.
Economic Growth & Jobs
Lower taxes, cut red tape, and unleash the economy of eastern and southern Hillsborough.
Healthcare
Lower drug costs, protect pre-existing conditions, expand telehealth, put patients first.